It's been a while since I have written here, so I wanted to write an entry as 2015 closes out. A year ago, I listed my five goals for 2015. Here are the results...Goal #1. Increase my family's personal net worth by 15%. Accomplish this through mortgage reduction, retirement assets and personal savings.
Result: 16.0%!
Goal #2. Reduce our only debt (mortgage) to 25% loan-to-value ratio (currently at 37.6% at the end of 2014).
Result: Reduced to 23.2%!
Goal #3. Focus on GOD by spending time daily in the Bible.
Result: Used my mornings most days for my daily quiet time. Needless to say, some times it didn't work out that way.
Goal #4. Prayerfully consider and take steps towards fostering or adopting a child. I think it's time we get back on the horse...
Result: We took a significant step towards a domestic adoption. We applied to First Families, took Ga-required IMPACT training, got fingerprinted, all medicals done including TB tests and drug screens, pets vaccinated, two terrible rounds of paperwork, and finally got approved for our home-study to start...!
Goal #5. Read twenty books and track them at malachi-books.blogspot.com.
Result: I completed thirty-two books and tracked them on the blog.
