Last night we said goodbye to 2014 and said hello to 2015. The kids were all in bed by 9, and Kristie and I stayed up to watch Kirk Cameron's "Monumental". I stayed up to watch the last few minutes of the Orange Bowl and the Fox New's coverage of the New Year's festivities. Lots of loud fireworks within earshot frightened Pepper to where he hid under our covers for a while...
So as we dive full-speed into 2015, I thought I would take some time to list out my goals for 2015 (in no particular order)...
1. Increase my family's personal net worth by 15%. Accomplish this through mortgage reduction, retirement assets and personal savings.
2. Reduce our only debt (mortgage) to 25% loan-to-value ratio (currently at 37.6% at the end of 2014).
3. Focus on GOD by spending time daily in the Bible.
4. Prayerfully consider and take steps towards fostering or adopting a child. I think it's time we get back on the horse...
5. Read twenty books and track them at malachi-books.blogspot.com.
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